Insurance & Payment
Insurance & Payment Options
At Empower, we believe everyone deserves access to high-quality physical therapy and fitness services. We accept a variety of insurance plans and offer a simple, flexible private pay option for those without insurance or who prefer to self-pay.
Insurance Plans We Accept
Empower is in-network with many major insurance providers, including:
- Blue Cross Blue Shield (BCBS)
- Aetna
- Trustmark (Aetna Network)
- Meritain (Aetna Network)
- Tricare Reserve Select or Prime-Retired
- Medicare
Navigating insurance can be confusing, but we’re here to help. We will assist you in verifying your coverage and understanding your benefits before your first visit.
All-Inclusive Private Pay – Simple, Transparent, and Flexible
No insurance? No problem! Our All-Inclusive Private Pay option gives you access to expert care with upfront pricing, no surprise bills, and no insurance restrictions. Whether you need physical therapy or fitness training, we offer personalized, high-quality sessions designed to help you move and feel better.
Why Choose Private Pay?
- No Insurance Hassles – No referrals, pre-authorizations, or claim denials.
- Upfront & Transparent Pricing – Know exactly what you’ll pay—no hidden fees.
- Discounted Packages – Save more per session with our multi-visit packs.
- No Visit Limits – Get the care you need, on your terms.
- Seamless Transition from Rehab to Training – Whether you're recovering from an injury or looking to build strength and prevent future issues, our expert team is here to guide you.
Physical Therapy vs. Fitness Training – What’s Right for You?
- Evaluation – A comprehensive movement assessment to identify your needs and create a personalized plan, whether for rehabilitation or fitness training.
- Physical Therapy – Ideal for injury recovery, pain management, and mobility improvement. Led by licensed physical therapists with customized treatment plans.
- Fitness Training – Perfect for those looking to build strength, improve performance, or continue progressing after rehab. Customized workouts designed by movement experts.
With private pay, you’re in control of your care and fitness journey. Whether you're recovering, training, or looking for long-term wellness solutions, we’re here to help!
Frequently Asked Questions
How do I know if my insurance covers physical therapy?
Insurance coverage varies, but we can check your benefits for you! Contact us, and we’ll verify your coverage and provide an estimate of any copays, deductibles, or out-of-pocket costs.
Please note: Insurance benefits and patient responsibility amounts are ultimately determined by your insurance provider. While we do our best to provide accurate estimates, final costs may vary based on your plan, claims processing, and any changes in coverage.
How can I pay for my visit at Empower?
We accept the following payment methods:
- Major Debit/Credit Cards (except American Express) with a 3% credit processing fee
- Exact Cash or Check
- Copayments, Deductibles, and Coinsurance are collected up front at the time of your visit.
Can I pay for physical therapy or fitness training without insurance?
Yes! Our All-Inclusive Private Pay option allows you to receive expert care without insurance restrictions. We offer single sessions or discounted multi-session packages to fit your needs.
What’s the difference between physical therapy and fitness training?
- Physical Therapy focuses on rehabilitation, pain relief, and injury recovery.
- Fitness Training is for those looking to improve strength, flexibility, and performance. It is designed for anyone, whether recovering from an injury or looking to stay active.
Can I switch from physical therapy to fitness training?
Absolutely! Many of our clients transition from rehab to training with us. Our expert team ensures a smooth progression from recovery to performance.
How do I schedule an appointment?
Call us at 913-224-2990 and we’ll help you set up an appointment based on your needs.
Have Questions? We’re Here to Help!
If you’re unsure about your insurance coverage or want to explore private pay options, contact us today, and we’ll guide you through the process.